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FXIFY

Cheapest 100K route
$399.00$239.4040%

Three Phase — 100K · 3-Steps

The numbers that decide it

FX commission
$6/lot
Raw spread: $6/lot | All-In: commission-free
Top FX leverage
1:50
FX: Instant 1:50 | 1-Step/2-Steps/3-Steps 1:30
Cheapest route to each account size
SizeProgrammeWasYou pay
$1,000Instant Standard — 1K$69.00$41.40
$2,500Instant Lite — 2.5K$19.00$11.40
$5,000Three Phase — 5K$39.00$23.40
$10,000Three Phase — 10K$59.00$35.40
$15,000Three Phase — 15K$79.00$47.40
$25,000Three Phase — 25K$149.00$89.40
$50,000Three Phase — 50K$249.00$149.40
$75,000Instant Standard — 75K$2,499.00$1,499.40
$100,000Three Phase — 100K$399.00$239.40
$150,000Two Phase Pro — 150K$849.00$509.40
$200,000Three Phase — 200K$799.00$479.40
$250,000Two Phase Pro — 250K$1,350.00$810.00
$400,000Three Phase — 400K$1,599.00$959.40

general information

Firm Name
FXIFY
Established
April 2023
Location
United Kingdom
Instrument Types
CFD
Programs
Instant (Standard & Lite), 1-Step (One Phase), 2-Steps (Standard/Trailing & Classic/Static), 3-Steps, Lightning
Account Sizes
$15,000 – $400,000

general challenge parameters

1-Phase Target
10%
2-Step Phase 1 Target
10%
2-Step Phase 2 Target
5%
Consistency (2-Step Classic)
25%
Consistency (Lightning)
30%
Consistency (Instant Lite)
20%
Min Trading Days
Varies: 3–5 days by program
Lightning Time Limit
7 days (5 trading days)
Inactivity
60 days

payout policy

1-Phase/2-Phase/3-Phase Split
80% up to 90% (higher with add-ons)
1-Phase/2-Phase/3-Phase Frequency
1st payout on-demand, subsequent every 30 days. 14-day option with add-on. 2-Step Classic: no on-demand, 80% bi-weekly / 100% monthly.
Lightning/Instant Std/Instant Lite Split
80%
Lightning Frequency
1st payout in 7 days, subsequent bi-weekly
Instant Standard Frequency
Bi-weekly
Instant Lite Frequency
10 days
DD Lock-In (Trailing)
Trailing DD locks at initial balance when profit equals max DD or withdrawal is requested

commissions

FX
Raw spread: $6/lot | All-In: commission-free
Indices
Raw spread: $6/lot | All-In: commission-free
Metals
Raw spread: $6/lot | All-In: commission-free
Other Commodities
Raw spread: $6/lot | All-In: commission-free
Stocks
0.35% round trip (both account types)

leverage

Leverage by Asset & Program
FX: Instant 1:50 | 1-Step/2-Steps/3-Steps 1:30 Metals: Instant 1:20 | 1-Step/2-Steps/3-Steps 1:30 Indices: Instant 1:15 | 1-Step/2-Steps/3-Steps 1:10 Other Commodities: Instant 1:20 | 1-Step/2-Steps/3-Steps 1:10 Stocks: 1:2 (all programs)

consistency rules

2-Step Classic
25% — highest profit day must be <25% of total profits for payout
Lightning
30% — no single day >30% of total profit (eval & funded)
Instant Lite
20% — no single day >20% of total profit during payout

scaling plan

Eligibility
Not available for Instant Standard, Instant Lite & Lightning
Requirement
10% return in first 3 months, ≥2 months profitable → 25% scale-up. Future scaling every 3 months, balance doubles each time.

instruments & assets

Assets
FX, Indices, Metals, Other Commodities, Stocks
Crypto Note
No crypto on Forex-based accounts (effective Dec 1, 2025)

broker & platform

Broker
Alchemy Markets / FXPIG
Platforms
DXTrade, MT5, TradingView

payment & payout methods

Payment Methods
Apple Pay, Credit/Debit Card, Crypto, Google Pay, Mobile Money, PayPal
Payout Methods
Bank Transfer, Crypto, Riseworks
Minimum Withdrawal
$50 (all account types)
Processing Time
Within 3 business days
Ukraine Payouts
Crypto (USDC/USDT) — contact support
US Restricted States
Bank wire if Rise unavailable

restricted countries

Restricted Countries
Afghanistan, Algeria, Belarus, Burundi, Central African Republic, Côte d'Ivoire, Crimea, Cuba, DR Congo, Eritrea, Ghana, Guinea, Guinea-Bissau, Haiti, Iran, Iraq, Kenya, Liberia, Libya, Myanmar, Nicaragua, North Korea, Palestinian Territory, Papua New Guinea, Republic of the Congo, Russia, Somalia, South Sudan, Sudan, Syria, Vanuatu, Venezuela, Vietnam, Yemen, Zimbabwe

firm rules — general

Inactivity Rule
60 days = account breach
EAs (MT5 Only)
Allowed upon review and pre-approval by support. Must submit EA description, timeframe, holding time, pairs, TP target, HFT/latency arbitrage status.
Crypto Availability
Removed from Forex accounts effective Dec 1, 2025
Third-Party Purchases
Subject to termination. Limited exceptions (e.g., married couple with shared bank account).
IP/Device Policy
Different IPs and devices allowed. Multiple accounts on same IP may trigger review. CID (computer ID) checked for account management/KYC violations.
Performance Protect
Safeguards funded accounts in event of drawdown breach
Prohibited Practices
HFT, reverse/group hedging, account management, latency arbitrage, delayed data feed, order book spamming, herd trading, collusion, poor money management, gambling/YOLO, exploiting bugs, HLNT, statistical arbitrage

rules — 1-phase, 2-phase (standard & classic), 3-phase

Min Trading Days
Standard/1-Phase/3-Phase: 5 days per phase | Classic: 4 days per phase (eval & funded)
News Trading
Allowed without restriction
EAs
Allowed upon review and pre-approval
Copy Trading
Allowed between own FXIFY accounts. Can copy into FXIFY from external (must provide master statement in HTML). Third-party copying prohibited.
Weekend Holding
Allowed

rules — instant standard & instant lite

Min Trading Days
Instant Standard: None | Instant Lite: 5 days
News Trading
Restricted 5 min before/after high-impact news. Holding through allowed; executing trades in window restricted. Profits in window not counted.
Copy Trading
Prohibited
Weekend Holding
Not allowed — positions auto-closed before Friday market close
EAs
Prohibited (bots and copy traders also prohibited)

rules — lightning challenge

Min Trading Days
3 days
Time Limit
7 days (5 trading days)
Stop Loss Rule
Required. 1st & 2nd trades without SL = auto-close (soft breach). 3rd trade without SL = hard breach.
News Trading
Restricted 5 min before/after high-impact news. Holding allowed; execution in window restricted. Profits not counted.
Night/Weekend Holding
Allowed
Consistency Rule
30% (eval & funded)
Copy Trading
Prohibited
EAs
Prohibited