Prop Firm Discounts

All firms / Instant Funding

Instant Funding

Cheapest 100K route
$259.00$233.10−10%

One-Phase Micro - 100K · 1-Step

The numbers that decide it

FX commission
$5/lot
Top FX leverage
1:100
FX: 1:100 (all programs)
Cheapest route to each account size
SizeProgrammeWasYou pay
$625Instant Funding - 625$44.00$39.60
$1,250Instant Funding GO - 1.25K$67.00$60.30
$2,000IF1 - 2K$25.00$22.50
$2,500Instant Funding GO - 2.5K$103.00$92.70
$5,000IF1 - 5K$38.00$34.20
$10,000One-Phase Micro - 10K$39.00$35.10
$20,000IF1 - 20K$119.00$107.10
$25,000One-Phase Micro - 25K$64.00$57.60
$40,000Instant Funding GO - 40K$1,479.00$1,331.10
$50,000One-Phase Micro - 50K$114.00$102.60
$80,000Instant Funding GO - 80K$2,959.00$2,663.10
$100,000One-Phase Micro - 100K$259.00$233.10
$120,000Instant Funding - 120K$5,499.00$4,949.10
$200,000One-Phase Micro - 200K$519.00$467.10
$300,000IF Micro - 300K$1,659.00$1,493.10

general information

Firm Name
Instant Funding
Established
June 2022
Location
United Kingdom
Trustpilot Rating
n/a
Community Rating
4.0 (360 reviews)
Instrument Types
CFD
Programs
Instant Funding, Instant Funding Go, IF Micro, IF1, One-Phase, One-Phase Micro, Two-Phase
Trustpilot URL
https://www.trustpilot.com/review/instantfunding.com (profile live, score suspended by Trustpilot over a guideline breach)

general challenge parameters

One-Phase Target
10%
Consistency (One-Phase/Two-Phase Funded)
40%
Consistency (IF Micro/IF1/One-Phase Micro)
15%
Smart Drawdown
Starts -10%, locks at -5% after 5% gain
Min Hold Time
60 seconds
Inactivity
60 days
Risk Per Trade (IF)
3% | IF Go 2% | IF Micro/IF1 1%

payout policy

Instant Funding
First withdrawal 14 days after first trade, then every 7 days after next trade
IF1
One payout after 24-hour account period ends
IF Micro, One-Phase Micro, One-Phase, Two-Phase (Funded)
On-demand payouts whenever qualified
Min Profit (IF Micro)
5% of starting balance
Min Profit (IF1)
2% of starting balance
Min Profit (All Others)
3% of starting balance or $25, whichever is larger

commissions

FX
$5/lot
Metals
$5/lot
Crypto
$1/lot
Energy
$2/lot
Indices
$2/lot
Other Commodities
No commission

leverage

Leverage by Asset & Program
FX: 1:100 (all programs) Crypto: 1:2 (all programs) Metals: 1:20 (all programs) Other Commodities: 1:20 (all programs) Energy: 1:20 (all programs) Indices: 1:20 (all programs)

firm rules

Min Hold Time
60 seconds. Trades ≤60s = HFT, prohibited.
Smart Drawdown (IF & IF Go)
Starts at -10%, adjusts to -5% once 5% gain achieved. Then fixed at -5% of starting balance.
News Trading (Challenge)
One-Phase & Two-Phase: no restrictions
News Trading (IF Micro, IF1, One-Phase Micro)
No restrictions
News Trading (Funded)
IF, One-Phase & Two-Phase funded: not allowed 4 min before/after high-impact news
Weekend Holding (Challenge)
One-Phase & Two-Phase: allowed
Weekend Holding (Funded)
IF, IF Go, One-Phase & Two-Phase funded: allowed with add-on
Weekend Holding (IF Micro, IF1, One-Phase Micro)
Allowed
Inactivity Rule
60 days without trades = account auto-closed

consistency rules

One-Phase & Two-Phase (Funded)
40% - best trading day must not exceed 40% of total profit
IF Micro, IF1 & One-Phase Micro
15% - best trading day must not exceed 15% of total profit

instruments & assets

Assets
FX, Crypto, Metals, Other Commodities, Energy, Indices

broker & platform

Broker
Liquidity Provider
Platforms
cTrader, Match Trader, MT5

payment & payout methods

Payment Methods
Apple Pay, Credit/Debit Card, Crypto, Google Pay, Neteller, Skrill, Sofort
Payout Methods
Crypto, Riseworks

restricted countries

Restricted Countries
Afghanistan, Burundi, Central African Republic, Crimea, Cuba, DR Congo, Eritrea, Guinea, Guinea-Bissau, Iran, Iraq, Lebanon, Liberia, Libya, Myanmar, North Korea, Papua New Guinea, Republic of the Congo, Russia, Somalia, South Sudan, Sudan, Syria, Vanuatu, Venezuela, Vietnam, Yemen, Zimbabwe

risk per trade idea

Instant Funding
Max 3% of starting balance
Instant Funding Go
Max 2% of starting balance
IF Micro & IF1
Max 1% of starting balance
One-Phase, One-Phase Micro & Two-Phase
Max 50% of daily drawdown

prohibited practices

Prohibited
Account churning/rolling | HFT (60s or less) | one-sided bets | grid trading | overleveraging | gambling | Martingale (except challenges & IF Micro where allowed; IF accounts can add to losers but not continuously double lots)